Risk Reduction Services

Workers Compensation

• MODhammer

Group Benefits

• B3 Planning
• Cobra Administration
• Management Liability
• Fiduciary Liability
• Directors & Officers Liability
• Employment Practices Liability
• Employee Benefits Liability

Contractual Risk Transfer

• Behavior with Higher Tier Contractors (HTC)
• Behavior with Lower Tier Contractors (LTC)
• General Liability
• Umbrella Liability

Loss Control Services

Insurance programs by Certified Insurance Counselors (CICs) and Certified Risk Managers (CRMs) using standard and manuscript forms including:

• Property
• Business Auto
• Systems Breakdown
• Inland Marine

Results:

• Measurable savings
• Substantial relationships with your key personnel exposed to risk and our Risk Reductions Specialists fostering increased comfort/production levels
• A strong ‘buy-in’ position by the Insurance Companies as a result of your risk reduction behavior