Inflation Guard Defined
How does the home you’ve insured with us over the years keep up with the rate of inflation?
The Inflation Guard endorsement is an endorsement that automatically adjusts its coverage according to the construction cost index in a community. This endorsement is necessary in a property contract to maintain adequate coverage.
Common Exclusions on a Personal Lines Policy
It is important to know that all insurance policies are unique and have different coverages and exclusions. Your insurance policy will state these coverages and exclusions, but they are not always easy to find in the policy.
Some examples of common EXCLUSIONS are:
HSA Contribution Limits and Deadlines
Contributions to a Health Savings Account (HSA) can be made until April 17, 2012 for employees eligible during the 2011 tax year.
An HSA is a tax-advantaged savings account available to employees covered under a High Deductible Health Plan (HDHP). The employee typically sets up their own account and earnings are tax free. Employers often contribute to an employee’s HSA account.
NEW FSA Limits for 2013
Plan now for new Flexible Spending Account limits...
Employers should start planning now for the new $2,500 Flexible Spending Account (FSA) limit that takes effect January 1, 2013, especially if their group health plan is a calendar-year plan that renews mid-year.